Terms of Service

Last updated: 14 October 2026

The service Accounts Acceptable use Wallet & payments Numbers & codes Refunds Referrals & API Liability Changes & contact

These terms apply when you use SwiftOTP through our website, our Telegram bot (@SwiftOTPng_bot) or our API. By creating an account or placing an order you agree to them.

1. The service

SwiftOTP resells temporary virtual phone numbers from third-party providers so you can receive a one-time verification code (OTP) by SMS. Each number is for a single verification. Numbers are not kept for you and cannot be used again later.

2. Your account

You must be at least 18, or the age of majority where you live.
Give a valid email address and keep your password safe. You are responsible for everything done with your account and API keys.
One person may hold several accounts only if they are not used to abuse promotions or referrals.

3. Acceptable use

You may not use SwiftOTP for:

fraud, scams, phishing, identity theft or impersonation;
spam, bulk unsolicited messages, harassment or threats;
getting around bans, account limits or security checks in a way that breaks the law;
money laundering, or paying with stolen cards or funds;
anything illegal where you or we are located.

You must also follow the terms of the apps you verify. We may suspend or close accounts, cancel orders and hold balances that are linked to abuse, and we cooperate with lawful requests from authorities.

4. Wallet and payments

Prices and balances are in US dollars (USD). You see the exact price before every purchase.
USDT is our main top-up method and works worldwide. Card, bank transfer and USSD through Paystack are currently available for Nigerian cards and banks only and are charged in naira at the rate shown at checkout.
A small deposit fee may apply. It is shown before you pay.
Your wallet balance is credit for SwiftOTP purchases. It is not a bank account, earns no interest and cannot be withdrawn as cash.

5. Numbers and codes

Numbers come from third-party providers and their availability changes all the time. We can't promise that a particular app will accept a number, or that an account will stay active after verification. We are not responsible for accounts that third-party apps later restrict or ban.

6. Refunds

No code, no charge. If the code doesn't arrive, cancel the order (or let it expire after 15 minutes) and the full price is returned to your wallet automatically. No refund is given once a code has been received. See our Refund Policy for details.

7. Referrals and API

Referral rewards are paid as wallet credit only. We may change the referral rate or withhold rewards obtained through abuse. API keys are personal, and every purchase made with them is charged to your wallet.

8. Liability

The service is provided "as is". To the extent the law allows, our total liability for any claim is limited to the amount you paid for the order concerned. We are not liable for indirect losses such as lost profits, lost data or lost accounts.

9. Changes and contact

We may update prices, features and these terms. Material changes will be shown on this page with a new date. Questions? Use our Support centre or the Support menu in @SwiftOTPng_bot.